If you are injured due to the fault of another person, you may have a claim for medical expenses, property damage, lost wages and the reasonable value of your pain and suffering.  The amount of the medical bills and the property damages are typically easy to quantify.  The value of the pain and suffering component of the damage claim is not easy to quantify.  One thing is certain, those injured people who tough it out and do not seek medical treatment, will be treated by the other side’s insurance company as though they were not injured on the theory if someone is injured to the point making a monetary claim, the injury must require medical treatment.